Local 591 EAP / Member Assistance
Credit IAM EAP, LAP
COVID-19 and your mental health
(excerpts from MAYO clinic staff)
Worries and anxiety about COVID-19 and its impact can be overwhelming. Social distancing makes it even more challenging. Learn ways to cope during this pandemic.
The COVID-19 pandemic has likely brought many changes to how you live your life, and with it uncertainty, altered daily routines, financial pressures and social isolation. You may worry about getting sick, how long the pandemic will last and what the future will bring. Information overload, rumors and misinformation can make your life feel out of control and make it unclear what to do.
During the COVID-19 pandemic, you may experience stress, anxiety, fear, sadness and loneliness. And mental health disorders, including anxiety and depression, can worsen.
Self-care strategies. Self-care strategies are good for your mental and physical health and can help you take charge of your life. Take care of your body and your mind and connect with others to benefit your mental health.
Get enough sleep. Go to bed and get up at the same times each day. Stick close to your typical schedule, even if you're staying at home.
Participate in regular physical activity. Regular physical activity and exercise can help reduce anxiety and improve mood. Get outside in an area such as a nature trail or your own backyard.
Eat healthy. Choose a well-balanced diet. Avoid loading up on junk food and refined sugar. Limit caffeine as it can aggravate stress and anxiety.
Avoid tobacco, alcohol and drugs. If you smoke tobacco or if you vape, you're already at higher risk of lung disease. Because COVID-19 affects the lungs, your risk increases even more. Using alcohol to try to cope can make matters worse and reduce your coping skills.
Limit screen time and exposure to news media. Constant news about COVID-19 from all types of media can heighten fears about the disease. Limit social media that may expose you to rumors and false information. Turn off electronic devices for an hour or more each day, and at least 30 minutes before bedtime.
Relax and recharge. Set aside time for yourself. Even a few minutes of quiet time can be refreshing and help to quiet your mind and reduce anxiety. Deep breathing, tai chi, yoga or meditation are techniques that can help.
Keep your regular routine. Maintaining a regular schedule is important to your mental health. In addition to sticking to a regular bedtime routine, keep consistent times for meals, bathing and getting dressed, work or study schedules, and exercise. Also set aside time for activities you enjoy. This can make you feel more in control.
Use your moral compass or spiritual life for support. If you draw strength from a belief system, it can bring you comfort during difficult times.
Make connections. If you need to stay at home and distance yourself from others, avoid social isolation. Find time each day to make virtual connections by email, texts, phone, or FaceTime or similar apps. If you're working remotely from home, ask your co-workers how they're doing and share coping tips. Enjoy virtual socializing and talking to those in your home.
Do something for others. Find purpose in helping the people around you. For example, email, text or call to check on your friends, family members and neighbors — especially those who are elderly. If you know someone who can't get out, ask if there's something needed, such as groceries or a prescription picked up, for instance. But be sure to follow CDC, WHO and your government recommendations on social distancing and group meetings.
Recognizing What is Typical and What is Not Typical for You
Stress is a normal psychological and physical reaction to the demands of life. Everyone reacts differently to difficult situations, and it's normal to feel stress and worry during a crisis.
Many people may have mental health concerns, such as symptoms of anxiety and depression during this time. And feelings may change over time.
You may find yourself feeling helpless, sad, angry, irritable, hopeless, anxious or afraid. You may have trouble concentrating on typical tasks, changes in appetite, body aches and pains, or difficulty sleeping, or you may struggle to face routine chores.
When these signs and symptoms last for several days in a row, make you miserable and cause problems in your daily life so that you find it hard to carry out normal responsibilities, it's time to ask for help.
If you have concerns or if you experience worsening of mental health symptoms, ask for help when you need it, and be upfront about how you're doing. To get help you may want to:
- Contact your employee assistance program and get counseling or ask for a referral to a mental health professional.
- Call your primary care provider or mental health professional to talk about your anxiety or depression and get advice and guidance.
- Contact organizations such as the National Alliance on Mental Illness (NAMI) or the Substance Abuse and Mental Health Services Administration (SAMHSA) for help and guidance.
September Monthly Observances
Mental Health Resources Get Immediate Help
If the situation is potentially life-threatening, get immediate emergency assistance by calling 911, available 24 hours a day.
If you or someone you know is suicidal or in emotional distress, contact the National Suicide Prevention Lifeline. 1-800-273-TALK (8255) or Chat Trained crisis workers are available to talk 24 hours a day, 7 days a week. Your confidential and toll-free call goes to the nearest crisis center in the Lifeline national network.
SAMHSA Treatment Referral Helpline, 1-877-SAMHSA7 (1-877-726-4727)
Get general information on mental health and locate treatment services in your area. Speak to a live person, Monday through Friday from 8 a.m. to 8 p.m. EST.
Benefits and you
2021 Benefits Information
In 2021Union Benefit Planners (UBP) will continue the Hartford Short Term Disability Plan (Policy #GRH-681032) and the Lincoln Term Life Insurance Plan (Policy #000010147957 and #000010147851) for those members currently enrolled and participating in those plans. NGP will offer supplement benefits as listed. Long Term Disability will be handled by American Airlines as described in the CBA. Company Short term disability will be discontinued as of January 2021 due to the company not willing to give the TWU Long term and Short term disability. If your Pay check stub says Short term disability it is company. PLEASE MAKE COPIES OF EVERYTHING!!!
LTD Plan Design and Rates
Met Life - Everyone will be Enrolled for 2021Long Term Disability if you do not want the insurance you will need to deselect during open enrollment, this is the only year for open enrollment, every year after you will need EOI (evidence of insurability).
• Plan design will be the same as the current CWA-IBT LTD Plan excluding the current Severe Condition Benefit which is a $5,000 lump sum benefit for severe conditions including, but not limited to cancer, heart attack, kidney or other major organ failure requiring transplant
Rates Comparison Illustration & 2021 Rates
Final IAM-TWU LTD
$1.116 / $100 of covered benefits salary
Current IAM LTD
$1.59 / $100 of covered monthly benefit
Current TWU LTD
$.97 / $100 for first $1,250 of covered benefits salary $2.02 / $100 for covered benefits salary over $1,250
Assumptions applied to all plans Benefits Salary = $65,000
IAM LTD Assumptions Monthly Benefit = 60% Elimination Period = 90 days Age=45
TWU LTD Assumptions Age =45
National Group Protection (NGP)
- National Group Protection (NGP) is based in Charlottesville, Virginia.
- We have 40+ years of experience working with labor unions in the airline industry.
- National enrollment capability.
- Please have members call our office if they have any questions.
– Before and after the open enrollment.
2020 Open Enrollment
- Open Enrollment Dates: October 15 – November 6, 2020
- Effective Date of Coverage: January 1, 2021
- Insurance Carrier: Continental American Insurance Company
- Enrollment Methods: (2) ways to enroll
On-line: www.ngp-ins.com/twuiamamerican Phone: (888) 817-6396
- Premium Collection: STD (Bi-weekly payroll deduction)All other plans (Monthly ACH bank draft)
- Accident Insurance
- Critical Illness Insurance
- Hospital Indemnity Insurance
- Short-Term Disability
- Whole Life Insurance
All benefits are underwritten by Continental American Insurance Company (CAIC).
NGP / Supplemental Benefits
- Benefits are communicated on an annual basis.
- Consistent underwriting from year to year – all the benefit plans offer a level of guaranteed issue underwriting.
- We have dedicated Customer Service, Claims, and Underwriting teams at CAIC.
- All the supplemental benefit plans are portable (except STD).
- Customized communication materials.
- NGP acts as an advocate on behalf of members.
– Calls are answered live at our office.
- 24-Hour Coverage / On and Off-job accidents. – Pays in addition to Workers Compensation
- Initial Treatment of an injury increased to $250.
- Major benefits for fractures/dislocations.
– Fractures up to $6,750
– Dislocations up to $5,400
- Annual Wellness Benefit increased to $75 per calendar year (all insureds).
- Increased benefits for Physical Therapy and Follow Up Visits.
- Coverage is effective the date of application.
- Same rate for all ages.
Critical Illness Insurance
- Covered Critical Illnesses – Internal Cancer, Stroke, Heart Attack, End Stage Renal Failure, Major Organ Transplant, Sudden Cardiac Arrest, Benign Brain Tumor, Advanced Alzheimer’s and Advanced Parkinson’s Disease.
- Limited Benefits for Coronary Artery Bypass Surgery, Non-Invasive Cancer, Skin Cancer and TIA.
- Benefits paid for the reoccurrence of a critical illness (if separated by 6 months).
- Benefits paid for additional critical illnesses (if separated by 6 months).
- Coverage is effective 30 days from the date of application.
- Annual Health Screening Benefit increased to $75 per calendar year (member and spouse).
Hospital Indemnity Insurance
- Hospital Indemnity insurance provides benefits when an insured is hospitalized as a resident bed patient.
- The plan contains an admission benefit of $1,000.
- Daily Hospital Confinement benefit = $150.
– For up to 180 days
Hospital Intensive Care benefit = $150.
- For up to 31 days
- Pays in addition to the Hospital Confinement Benefit
- No pre-existing condition limitations.
- Annual Health Screening Benefit – $60 per calendar year (all insureds).
- Coverage is effective the date of application.
Up to 66 2/3% Monthly Max = $4,000
$500 per month
(in addition to Workers Compensation)
- The plan does not integrate with sick leave.
- Members at all locations can participate.
– In locations where members are covered by state-mandated disability plans, they are eligible to insure up to 30% of their earnings.
- Guaranteed Issue – no questions asked to apply.
- Members currently participating in the Hartford STD plan are not subject to the pre-existing condition limitation.
- NGP acts as an advocate on behalf of members.
– We work directly with members to submit claims and research claim/coverage issues.
Whole Life Insurance
- Whole Life provides permanent, individual life insurance.
- No medical or physical exams required. Guaranteed Issue coverage is available for members up to $20,000.
- Spouse, children, and grandchildren can participate w/out employee participation.
- Rates do not increase as member ages.
- Coverage is portable.
- Waiver of premium if disabled.
- This plan can provide another post-retirement life insurance option for members.
Local 591 EAP / Member Assistance Representatives
Ken Morse- (815) 483-8585 - firstname.lastname@example.org -National EAP Director and Benefits–Member Assistance Program Coordinator
Hector Posa- (815) 323-9648 - ORD MLS EAP-Member Assistance Peer
Mark Smejkal- (847)757-1954 - ORD EAP-Member Assistance Peer
Tony Lepore- (940) 536-8817- email@example.com-National Benefits and EAP-Member Assistance Coordinator
Danny Wilson-(631) 334-0933- firstname.lastname@example.org Northeast Region Member Assistance Program EAP and Benefits Coordinator
Rawle Skeete- (954) 559-7505- email@example.com Southeast Region Member Assistance Program EAP and Benefits Coordinator
Phil Revollo- (954) 665-7383 MIA EAP-Member Assistance Peer
Sean Bruno- (310) firstname.lastname@example.org West Region Member Assistance Program EAP and Benefits Coordinator
Edwin Joseph- (310) 709-4755- email@example.com West Region Member Assistance Program EAP and Benefits peer Coordinator
Sabrina Dooley- (404) 245-6048- Sabrinadooleyp@aol.com West Region (SFO) Member assistance EAP and Benefits Peer
John Kline- (817) 819-7230- firstname.lastname@example.org Southwest Region Member Assistance Program (Terminal) EAP and Benefits Coordinator
David San Miguel- (817) 875-5808- D.email@example.com Southwest Region Member Assistance Program (Hangar) EAP and Benefits Coordinator
David Emerline- (469) 408-8197- EEMERLINEE07@YAHOO.COM Southwest Region Member Assistance Program (MLS) EAP and Benefits Peer Coordinator
eap newsletter October 2020.pdf